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New York Land & Lakes

We Make Land Buying Simple for You

New York Land & Lakes

We Make Land Buying Simple for You

Be Among the First to Know:

Wait List for our Hudson Valley Farm Foreclosure Coming Spring 2025

This farm is exceptional any way you look at it with jaw dropping views of the Catskills and Berkshire Mountains, large estate-sized parcels averaging about ten acres each, manicured meadows, woods, horse barns, pastures and country homes. All just two hours north of NY City just off the Thruway.

We are super excited for this spectacular farm! We will take limited showings, so getting an early notice is a big advantage. When it’s ready, we will send out info – be sure to reach back asap, as earlier appointments have more choice. If you’re not already on our update list, get yourself on now, as it will be available to you before the general public.

We look forward to seeing you in the spring

Delivering Promises

Our Land

New York Land and Lakes has been delivering on promises for over 20 years. We built our business on providing better land, for better prices, with better service to our customers. Our properties must meet three basic requirements before we offer them to our customers:

LOCATION

We look for properties in areas of high demand, destination spots, and emerging areas.

PRICE

We have to be able to sell the properties for phenomenal prices. We price them to sell in a single day, often well below prevailing market prices.

They’re Amazing

Last and maybe most importantly, they must be breathtaking—a place you’d want to build your dream home on or keep in your family forever. There are lots of properties that sound good on paper, but if it doesn’t have that feeling when you stand on it with your own two feet, then we pass on it. We buy some of the most incredible tracts of land—often properties that have never been available for sale to the public. Simply put: they’re amazing.

The location

Why Upstate New York?

Upstate New York is a uniquely positioned Real Estate market. We are a short drive from 20 million people and surrounded by numerous states and regions with the highest household incomes in the country, yet upstate New York still offers some of the lowest-priced land in the U.S. despite the bounty of its incredible countryside, top-notch educational institutions, and expansive economic opportunities.  

Now more than ever before, people are flocking to upstate NY to escape pandemics, social unrest, and high costs of living. Baby boomers and millennials alike are finding solace in the sleepy country towns and in the mountains and valleys of upstate NY.  Vineyards, lakes, sweeping vistas, farm to markets, and cozy family-friendly communities: Upstate New York has a lot to offer if you’re looking to upgrade your lifestyle!

The secret, however, seems to be out… The high demand for land resulting from this exodus from urban areas has created shortages which will in turn affect land prices.  

the location

Why Upstate New York?

Upstate New York is a uniquely positioned Real Estate market. We are a short drive from 20 million people and surrounded by numerous states and regions with the highest household incomes in the country, yet upstate New York still offers some of the lowest-priced land in the U.S. despite the bounty of its incredible countryside, top-notch educational institutions, and expansive economic opportunities.  

Now more than ever before, people are flocking to upstate NY to escape pandemics, social unrest, and high costs of living. Baby boomers and millennials alike are finding solace in the sleepy country towns and in the mountains and valleys of upstate NY.  Vineyards, lakes, sweeping vistas, farm to markets, and cozy family-friendly communities: Upstate New York has a lot to offer if you’re looking to upgrade your lifestyle!

The secret, however, seems to be out… The high demand for land resulting from this exodus from urban areas has created shortages which will in turn affect land prices.  

learn more about

Purchasing

How do you know when you’re doing business the right way?  It shows in the number of referrals and repeat buyers we get. We strive to make your experience with us positive in every way possible.

Our Comprehensive Land Package and low prices are just the beginning. We make sure our buyers know all there is to know about the property and have explored the options available to them before making their purchase. Transparency and friendly guidance without pressure are at the very core of our decades of success.

Options For

Financing Your Land

Financing for raw, unimproved land is very difficult to obtain through conventional means.  Most banks don’t even offer a land loan program and those that do typically require at least 1/3 down and charge high fees, points, and other charges, and closings take months to occur.  New York Land & Lakes offers “In-House” financing that is very easy and affordable and there are NO application fees, appraisal charges or pre-payment penalties!

Cash

By paying cash, you will save on interest and closing costs.

Home Equity Loan

Many of our customers use the equity they already have in their homes to borrow against to pay for their land purchase.  It’s generally a loan at a much lower interest rate and the interest can be written off.

Conventional Bank Loan

Local banks can sometimes write land loans, but they typically charge many fees and take a long time to close.

Buying with an IRA (Individual Retirement Account)

Many don’t know this, but real estate can be purchased with IRA funds without paying penalties and deferring taxes on the gains.

Borrowing Against a 401k

You may be able to borrow against your 401K.

Options For

Financing Your Land

Financing for raw, unimproved land is very difficult to obtain through conventional means.  Most banks don’t even offer a land loan program and those that do typically require at least 1/3 down and charge high fees, points, and other charges, and closings take months to occur.  New York Land & Lakes offers “In-House” financing that is very easy and affordable and there are NO application fees, appraisal charges or pre-payment penalties!

Cash

By paying cash, you will save on interest and closing costs.

Home Equity Loan

Many of our customers use the equity they already have in their homes to borrow against to pay for their land purchase.  It’s generally a loan at a much lower interest rate and the interest can be written off.

Conventional Bank Loan

Local banks can sometimes write land loans, but they typically charge many fees and take a long time to close.

Buying with an IRA (Individual Retirement Account)

Many don’t know this, but real estate can be purchased with IRA funds without paying penalties and deferring taxes on the gains.

Borrowing Against a 401k

You may be able to borrow against your 401K.

About the Developer

New York Land & Lakes

New York Land & Lakes has been selling land to happy customers for almost 3 decades and have built an outstanding reputation in the communities where we work.  We are very proud of our A+ rating with the Better Business Bureau, a rating we have held continuously for 24 years!  

“Our motto is: “Land Buying Made Simple!” We do this by taking all the hassle and guess work usually associated with a land purchase, out of the equation.  We provide:

  • All approvals from Federal, State and Local agencies 
  • A new survey so you know exactly how much land you are buying and where the boundaries are
  • Soils Tests and Engineering reports to ensure you can build on the land
  • Clear title
  • Title in the form of a Warranty Deed
  • Protective covenantsEverlasting protection written into the deed to each parcel 

All of these benefits, we call our “Buyer’s Protection Plan”, are included in the low prices of our properties saving you thousands on your purchase.

“The best time to plant a tree was 30 years ago. The second best time is now.” The same principle applies to buying land.

– Proverb

New York Land & Lakes

Contact us

One of the keys to our success and growth over the decades is that our staff are the friendliest, brightest, and most helpful people. We never lose sight of the fact that our success is built on your success. We look forward to hearing from you.

New York Land & Lakes
155 Main Street, Suite D, Oneonta, NY. 13820 I  (877) 785-5263
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